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89% of parents agree: College is an investment on their child's future, but...

20%

Only 20% are saving

41%

Only 41% have a plan

One cup of Coffee = $3.00

In the long run, a cup of coffee would pay for your child's education.

You drink at least one cup of coffee per day, right? By saving $3.00 per day while your children are still young, it could be turned into $25,000 that could be used towards their education. Think about it…

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How is the cost of a college education paid for?

Financial Planning is Beneficial

For life's unknowns...

Financial Concerns

The Money is Yours

Do you really want to leave your student with debt?

Don't make Freshmen mistakes

Help pay for college even if you die

• Have we saved enough?
• What if I die?
• What if I get sick or hurt?
• What if the market crashes?
• How much will tuition be?

Partial surrenders and policy loans may be used for any purpose.

These days student debt is a bomb. There is over ONE TRILLION dollars in student debt.
* The average payment is $300/month.
* The debt limits the ability to obtain credit.
* Debt may delay the purchase of a home or starting a family.

Freshman makes tons of financial mistakes, like raking up debt they cannot pay back with student cards or borrowing more than they have to. Allow us to guide you so your student finishes college DEBT FREE.

Nobody wants to think about this, but the reality is you have to be prepared for the unplanned. Do not leave your family unprotected. Even if you pass away, your family could be covered:
•Cash
•Health Insurance
•Dental Coverage
•401K

Financial Planning

PROTECT

Permanent Life protection. Guaranteed level premiums and payment period.

SAVING

Cash Value Guaranteed to Increase each year. Earn dividends. Provide Stable predictable INCOME
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SUPPLEMENT

Income Tax-FREE death benefit and Cash acumulate TAX-DEFERRED. Coverage will stay in force and continuing grow if get SICK or HURT.